Write for Us: Contribute to BizBee Business Credit

BizBee is an independent resource that helps small-business owners understand how lending actually works — from the business line of credit to term loans, SBA financing, and the cost traps in between. We publish from inside the lending desk: plain English, sourced numbers over hype, and a visible, credentialed human on every page. If you know this world firsthand, we’d like to read your pitch.

This page explains who we accept contributions from, the editorial and experience standards every piece must meet, the topics we’re actively looking for, what we won’t publish, and exactly how to pitch us. Read it in full before you reach out — it will save us both time.

Who we accept contributions from

We publish work from people with real, demonstrable experience in small-business finance. That doesn’t mean you need a famous byline — it means you’ve actually done the thing you’re writing about. The contributors who fit BizBee tend to come from backgrounds like:

• Lenders and underwriters — former or current commercial loan officers, credit analysts, and underwriters who can explain how applications are actually decided.
• Small-business owners and operators — people who have borrowed, managed cash flow through a seasonal gap, or worked through a financing decision and can speak to it honestly.
• Advisors and accountants — bookkeepers, CPAs, and small-business development advisors who guide owners through funding choices.
• Finance and credit specialists — people who work day-to-day in business credit, working capital, factoring, or merchant services.

If your expertise is genuine but sits just outside these lanes, pitch us anyway and tell us why it’s relevant. What matters is that you can write from experience, not from a content brief you found online.

Our editorial and E-E-A-T standards

BizBee covers YMYL (“your money or your life”) finance, so every page is held to a higher bar than a typical blog. Google’s E-E-A-T framework — Experience, Expertise, Authoritativeness, and Trustworthiness — isn’t a buzzword here; it’s the floor. To be published on BizBee, your contribution must:

• Lead with experience. Show that you’ve worked with the topic firsthand. Concrete, lived detail beats generic explanation every time.
• Cite real sources. Numbers, rates, and eligibility figures need a credible source or a clear illustrative flag. We never publish invented specifics as fact.
• Be honest about cost. We name the traps — the merchant cash advance factor-rate trap is a recurring one. If something is expensive or risky, the piece says so plainly.
• Use plain English. Define jargon on first use. Short sentences. Respect the reader’s money and their time.
• Stay compliant. No “get approved!” language, no guaranteed-approval claims, no fake urgency. CTAs and guidance stay measured and accurate.
• Carry a real byline. Published contributors get an author bio with a short statement of their relevant experience. We don’t run anonymous or ghost-credentialed work on money topics.

Every accepted piece is edited and fact-checked before it goes live, and may be reviewed for accuracy by a member of our editorial team. You can see how we hold ourselves to the same standard on our editorial standards page.

Topics we’re looking for

We want contributions that deepen our coverage of how small businesses access and manage credit. Strong fits include:

• How lenders evaluate a specific type of business or borrower (startups, bad-credit owners, sole proprietors, high-revenue but thin-margin operators).
• First-person breakdowns of a financing decision — choosing between a line of credit and a term loan, or escaping a merchant cash advance.
• Underwriting and approval mechanics explained from the inside — what actually moves a decision.
• Cash-flow management, working capital strategy, and how owners use credit to bridge real situations.
• Cost analysis: reading a fee schedule, calculating all-in APR, spotting the difference between a factor rate and an APR.
• Industry- or situation-specific funding guidance grounded in your direct experience.

If you’re not sure whether your idea fits, send us a one-line summary and we’ll tell you honestly.

What we don’t accept

We turn down the large majority of pitches, almost always for one of these reasons:

• Thin or spun content. Rehashed, AI-generated, or lightly-reworded articles that add nothing to what’s already on the web.
• Promotional pieces. Submissions that exist mainly to plant a link, push a product, or promote a lender. We’re independent and we keep it that way.
• Generic “ultimate guide” filler. Surface-level overviews with no firsthand experience or original insight.
• Unsourced financial claims. Specific rates, approval odds, or eligibility numbers presented as fact without a credible source.
• Off-topic or loosely-related content that doesn’t serve a US small-business owner making a financing decision.
• Work that conflicts with our compliance voice — hype, guaranteed-approval language, or fear-based urgency.

A pitch that ignores these will not get a response. A pitch that clearly respects them gets read carefully.

How to pitch us

We don’t accept unsolicited finished drafts. Pitch the idea first. Through our contact page, send us:

1. A working title and two or three sentences on the angle.
2. A line on your relevant experience — why you, specifically, can write this.
3. One or two links to your prior work, if you have them (not required, but it helps).

If the idea fits, we’ll reply with scope, length, and a deadline. We read every pitch that follows this format, though we can’t always respond to those that don’t. Published contributors receive a byline, an author bio reflecting their experience, and a piece edited to the BizBee standard.

A note on our independence

BizBee is informational and independent. We are not a lender and we do not broker loans. We earn revenue through affiliate referrals, disclosed on the pages where they appear — but that never decides who we recommend or what a contributor is allowed to say. Guest contributions are not a paid placement channel: we do not sell articles, sponsored “editorial,” or do-follow links, and we will not publish a piece written to serve a sponsor’s interest. The only thing that gets a contribution published here is that it’s accurate, experienced, and genuinely useful to a small-business owner. You can read more about how we operate in how we make money and our editorial standards.

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By Marcus Delaney, former commercial loan officer. BizBee is informational and independent. We are not a lender and do not broker loans.